The benefits of rent reporting vary for the property manager and the resident. For the property manager, rent reporting helps contribute directly to improving net operating income. We achieve this in three ways: (1) improving on-time payments by 25%, (2) attracting and retaining credit-conscious residents, and (3) pairing residents with interest-free or low-interest loans in times of financial distress paid directly to the property manager. For residents, Esusu helps establish and build credit while providing access to resources in times of financial emergency.